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Information provided by our sponsor Budget Direct

Proud Pet Insurance Sponsor

Bondi Vet is proudly sponsored by award-winning Australian insurer Budget Direct. Now offering pet onsurance, Budget Direct provides pet parents cover for their cats and dogs without the big price tag.

The benefits of Budget Direct Pet Insurance

Cover for both illnesses and accidental injuries

Reimbursement of up to 80% of eligible vet expenses, less any excess and up to the annual limits

Make multiple pet-insurance claims, up to an overall limit of $12,000 a year (sub-limits may apply)

Your choice of any qualified and registered vet in Australia

If you currently have Pet Insurance with another provider, ask us if you are eligible to have your waiting periods waived under a new Budget Direct policy

Not much to pay for peace of mind. On average, Budget Direct Pet Insurance customers pay less than $1.35~ per day!

Terms, conditions, limits and exclusions apply.

For full details, please read the Product Disclosure Statement (PDS).

Click below to learn more and get a quote

Time to consider Budget Direct Pet Insurance!

Pet Insurance Solved™ with Budget Direct

Why consider Pet Insurance?

Pet insurance can give you peace of mind knowing you can recoup some of the costs in the event your dog or cat suffers an illness or injury. With the unpredictable costs of vet visits, not having pet insurance could mean the risk of having to make a difficult decision if an unfortunate worst-case scenario occurs.

According to Roy Morgan (2018), Australia has one of the highest household rates of pet ownership in the world, at around 62%. That means for our 9.2 million households, 5.7 million have at least one pet – around 3.6 million with dogs and 2.7 million with cats.

But while pet-ownership statistics are high, pet insurance isn’t on the same level. Roy Morgan research shows that of the 7.3 million Australian pet dog or cat owners, only around 600,000 have insurance to cover their pets against accidental injury or illness, ongoing medication or repeat vet visits.

The purpose of pet insurance is to reimburse you some of the cost of veterinary expenses in the event your dog or cat is injured or becomes ill. Essentially, it helps give you peace of mind that you can afford your pet’s treatment should the unexpected happen.

If your dog or cat gets sick or injured, Budget Direct Pet Insurance can help you financially by reimbursing up to 80% of your eligible vet expenses, for up to $12,000 per year. Terms, conditions, limits, exclusions and an excess apply. For full details, please read the PDS available at Budget Direct Pet Insurance

Terms & Conditions

^A 15% discount applies to the premium paid for a new Budget Direct Pet Insurance policy initiated online on or after 18 February 2021. Discounts are applied before government charges, taxes, levies and fees, including instalment processing fees (as applicable). The full extent of discounts may therefore be impacted. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance.

*Waived waiting periods when you move to Budget Direct from another provider. You just need to have held your current policy for more than three months, not have any gap in cover, not made any claims in the last three months, asked us to waive you waiting periods and meet the underwriting criteria to be eligible.

~Daily cost is based on the average premium paid by Budget Direct customers across Australia between November 17th 2020 and May 8th 2021 who insured a 12 month old Cavoodle.

Budget Direct Pet Insurance is issued by Auto & General Insurance Company Limited (AGIC) ACN 111 586 353 AFSL 285571, administered by Pet Health Insurance Services Pty Ltd (PHIS) ABN 59 638 910 675 as Authorised Representative 1282153 of AGIC, and promoted by Auto & General Services Pty Ltd (ACN 003 617 909, AFS Licence No 241411). Level 13 Toowong Tower 9 Sherwood Road, Toowong, QLD, 4066, Australia.

Because we don't know your financial needs, we can't advise if this insurance will suit you. Please consider your needs and the PDS when deciding to buy insurance. Click to view or download a copy of our Product Disclosure Statement, Target Market Determination and Financial Services Guide. Subject to meeting Underwriting criteria.

Frequently asked questions about pet insurance

What is pet insurance?

The medical bills for certain pet injuries and illnesses can be expensive — unless you are covered by pet insurance. Pet insurance is similar to health insurance, only instead of paying for a person's medical bills, it can provide cover for the medical bills for pets, subject to agreed terms and conditions, policy limits and applicable excesses. However, pet insurance does not typically cover routine or preventative veterinary medicine. Some policies also do not cover pre-existing conditions that have not been fully cured for at least 12-months. The main use of pet insurance is for unforeseen injuries and illnesses.

How does pet insurance work?

Pet insurance works much the same as other kinds of insurance. You take out a policy through a provider, and then pay a premium to keep the cover going. This premium is usually paid either monthly or yearly, policies have agreed upon coverages, and often policy and sub-limits and excesses may apply. In the case of an accident or injury, you take your pet to see your vet. With some policies, after treatment, you pay the medical bills and make a claim to your insurance provider. Once assessed your insurer will refund to you the eligible amount owed – subject to coverage, policy and sub-limits and any co-contribution and excesses that may apply. With other insurance providers you don’t have to pay upfront – you just pay the gap. Is pet insurance expensive? Pet insurance is often less expensive than other kinds of insurance, like health insurance or home insurance. Different levels of coverage are offered at different prices, letting you find a policy that suits your financial needs best.

Is pet insurance worth it?

Pet insurance is increasingly popular with pet owners. Accidents and unforeseen illnesses can sometimes happen at financially difficult times, and worrying about money while trying to take care of a pet can be a heartbreaking experience. Pet insurance can provide peace of mind and helps you rest more soundly in the knowledge that, should something unfortunate befall your pet, if covered by your policy you’ll be better placed to handle the financial side of things.

Can you buy pet insurance for all different kinds of animals?

Most pet insurance providers in Australia only offer pet insurance for dogs and cats. There are also certain kinds of dogs that insurance providers will not offer pet insurance for. For example:
  • Some kinds of working dogs: Including racing dogs, law enforcement dogs, and guard dogs. However, not all working dogs are exempt from getting pet insurance. For example, for some Insurers, assistance dogs such as guide dogs are eligible for pet insurance.
  • Banned breeds: Some breeds and crossbreeds of dogs are banned or restricted by state and territory governments. These dogs, such as the Japanese Tosa and American Pit Bull Terrier, will not be eligible for insurance.
  • What is not covered by pet insurance?

    Typically, pet insurance only covers unforeseen accidents and illnesses, and certain costs related to their treatment, such as scans, surgeries, and medications. Other medical treatments are not covered by pet insurance unless your policy provides cover for or a contribution towards routine care procedures and treatments.

    For example, you’re unlikely to have pet insurance cover things like:

  • desexing
  • pre-existing conditions
  • routine care
  • preventative care
  • dental treatments that are not related to accidental injuries
  • elective treatment
  • cosmetic surgery
  • vaccinations
  • Information below provided by Bondi Vet sponsor, Budget Direct This information is general in nature only. While Budget Direct has endeavoured to ensure the information we’ve relied on is accurate and current, we do not guarantee it. Budget Direct accepts no liability for this information.


    Need Vet Help? Contact Us on 1800 838 247 or via Vet Q&A